Is Your Website Regulatory Compliant?

An up-to-date website can help your credit union to better serve your members and to increase business opportunities.  Keeping your website current includes being aware of compliance obligations when using your website to advertise to members and potential members.

Compliance questions often arise during a credit union site redesign, especially if the site was developed over three years ago.  Over time, additions to pages, changes in wording and new regulations can cause a site to be outdated, and even worse, in violation of compliance laws.

We recommend reviewing your site at least yearly, to bring all copy and disclosures up to date. While there are a few compliance rules regarding websites specifically, for the most part, website compliance is achieved by following the same laws and regulations you also follow in your branches.

Although this is by no means a complete list, here are some of the most common compliance violations (and the easiest to fix) that we’ve encountered in credit union website design.

Credit Union Website Compliance Checklist

Links and Website Copy

  • Does your site include links to third parties? Do the links imply endorsement of third-party products or services? Have you reviewed the security and privacy policies of the third parties?
  • Do all of your calculators and links work properly?
  • Has all of your website copy been through an advertising review process before being posted?

Logos and Photos

  • Are you using copyrighted or trademarked materials? Make sure you have written approval to use or link to these materials.
  • Is the NCUA advertising statement—or its short version, accompanied by the NCUA logo—on every page that advertises deposit account products? (§740.5 of NCUA Rules and Regulations)
  • Is the Equal Housing logo on all pages that advertise real estate-related loans?
  • Are there pictures or drawings of human images? Look at the entire site for the possibility of encouraging some types of applications and discouraging others on any prohibited basis (§701.31 of NCUA Rules and Regulations and §202.5 of Regulation B)

Disclosures and Notices

  • Is your privacy notice posted prominently on your site? Is it the board-approved notice/policy?
  • Make sure your site is advertising terms that will actually be available, especially when rates are increasing or decreasing.
  • If your site includes a section for children, any page of your website that collects information from children under age 13 must be compliant with the Children's Online Privacy Protection Act (COPPA).
  • Review any pages offering loan products to ensure compliance with Regulation Z requirements. Check for the use of trigger terms that will require additional disclosures (e.g., any reference to a loan term on a closed-end loan triggers the requirement to include the terms of repayment). Also, make sure all related disclosures are conspicuous, either by including them on the same screen, or providing a clearly marked link to them (§226.16 and §226.24 of Regulation Z).
  • Review any pages that promote deposit accounts to ensure compliance with Truth-in-Savings requirements. Check for trigger terms, as well as use of the word “free.” Additionally, the word “profit” must not be used in referring to dividends or interest paid on an account. (§707.8 of NCUA Rules and Regulations)
  • Are non-deposit investment products advertised? If so, make sure the disclosures required by NCUA Letter to Credit Unions No. 150 are followed.
  • Are all other disclosures presented in a clear and conspicuous manner?

Credit union advertising has never been more viable, giving you the ability to reach members (and future members) on your website 24/7. Remember, though, credit union websites can also be viewed by regulators, attorneys, banking groups and any other interested party just as easily.  

We hope that these tips will help your credit union to market your products and services confidently, while helping to manage your compliance risk. Please keep in mind that we provide this list as an overview of regulations;  it's important that your credit union staff and compliance counsel have thorough knowledge of these issues and review materials before posting to your website.

Date/Time: 7/3/20 8:40 PM

Error: Error Executing Database Query.

Line No.: 1

Script: www.creditunionwebdesign.com/index.cfm?p=is-your-website-regulatory-compliant/

Referring Page:

User IP: 3.235.239.156

Error - struct
Cause
Error - struct
ErrorCode 1064
Message You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1
SQLState 42000
StackTrace com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException: You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1 at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance0(Native Method) at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance(NativeConstructorAccessorImpl.java:62) at java.base/jdk.internal.reflect.DelegatingConstructorAccessorImpl.newInstance(DelegatingConstructorAccessorImpl.java:45) at java.base/java.lang.reflect.Constructor.newInstance(Constructor.java:490) at com.mysql.jdbc.Util.handleNewInstance(Util.java:404) at com.mysql.jdbc.Util.getInstance(Util.java:387) at com.mysql.jdbc.SQLError.createSQLException(SQLError.java:939) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3878) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3814) at com.mysql.jdbc.MysqlIO.sendCommand(MysqlIO.java:2478) at com.mysql.jdbc.MysqlIO.sqlQueryDirect(MysqlIO.java:2625) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2547) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2505) at com.mysql.jdbc.StatementImpl.executeInternal(StatementImpl.java:840) at com.mysql.jdbc.StatementImpl.execute(StatementImpl.java:928) at coldfusion.server.j2ee.sql.JRunStatement.execute(JRunStatement.java:359) at coldfusion.sql.Executive.executeQuery(Executive.java:1567) at coldfusion.sql.Executive.executeQuery(Executive.java:1317) at coldfusion.sql.Executive.executeQuery(Executive.java:1247) at coldfusion.sql.SqlImpl.execute(SqlImpl.java:427) at coldfusion.tagext.sql.QueryTag.executeQuery(QueryTag.java:1211) at coldfusion.tagext.sql.QueryTag.startQueryExecution(QueryTag.java:841) at coldfusion.tagext.sql.QueryTag.doEndTag(QueryTag.java:794) at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:553) at coldfusion.filter.SilentFilter.invoke(SilentFilter.java:47) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:484) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:447) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:398) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:371) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:597) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:835) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:641) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3506) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3481) at coldfusion.tagext.lang.InvokeTag.doEndTag(InvokeTag.java:472) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4287) at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.filter.CfincludeFilter.invoke(CfincludeFilter.java:65) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:557) at coldfusion.filter.RequestMonitorFilter.invoke(RequestMonitorFilter.java:43) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:162) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:96) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:226) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:311) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:231) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:47) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:53) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:202) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:96) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:490) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:139) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:92) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:74) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:357) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:451) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:66) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:853) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1587) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:49) at java.base/java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1128) at java.base/java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:628) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:61) at java.base/java.lang.Thread.run(Thread.java:834)
Suppressed
Error - array[empty]
TagContext
Error - array
1
Error - struct
COLUMN 0
ID CFQUERY
LINE 1
RAW_TRACE at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc
TYPE CFML
2
Error - struct
COLUMN 0
ID CFINVOKE
LINE 1
RAW_TRACE at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm
TYPE CFML
3
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm
TYPE CFML
4
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\index.cfm
TYPE CFML
Type com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException
DataSource cuwebdesign
Detail You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1
ErrorCode 42000
Exceptions
Error - array
1
Error - struct
class com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException
message You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1
Message Error Executing Database Query.
NativeErrorCode 1064
RootCause
Error - struct
ErrorCode 1064
Message You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1
SQLState 42000
StackTrace com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException: You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1 at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance0(Native Method) at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance(NativeConstructorAccessorImpl.java:62) at java.base/jdk.internal.reflect.DelegatingConstructorAccessorImpl.newInstance(DelegatingConstructorAccessorImpl.java:45) at java.base/java.lang.reflect.Constructor.newInstance(Constructor.java:490) at com.mysql.jdbc.Util.handleNewInstance(Util.java:404) at com.mysql.jdbc.Util.getInstance(Util.java:387) at com.mysql.jdbc.SQLError.createSQLException(SQLError.java:939) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3878) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3814) at com.mysql.jdbc.MysqlIO.sendCommand(MysqlIO.java:2478) at com.mysql.jdbc.MysqlIO.sqlQueryDirect(MysqlIO.java:2625) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2547) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2505) at com.mysql.jdbc.StatementImpl.executeInternal(StatementImpl.java:840) at com.mysql.jdbc.StatementImpl.execute(StatementImpl.java:928) at coldfusion.server.j2ee.sql.JRunStatement.execute(JRunStatement.java:359) at coldfusion.sql.Executive.executeQuery(Executive.java:1567) at coldfusion.sql.Executive.executeQuery(Executive.java:1317) at coldfusion.sql.Executive.executeQuery(Executive.java:1247) at coldfusion.sql.SqlImpl.execute(SqlImpl.java:427) at coldfusion.tagext.sql.QueryTag.executeQuery(QueryTag.java:1211) at coldfusion.tagext.sql.QueryTag.startQueryExecution(QueryTag.java:841) at coldfusion.tagext.sql.QueryTag.doEndTag(QueryTag.java:794) at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:553) at coldfusion.filter.SilentFilter.invoke(SilentFilter.java:47) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:484) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:447) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:398) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:371) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:597) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:835) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:641) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3506) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3481) at coldfusion.tagext.lang.InvokeTag.doEndTag(InvokeTag.java:472) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4287) at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.filter.CfincludeFilter.invoke(CfincludeFilter.java:65) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:557) at coldfusion.filter.RequestMonitorFilter.invoke(RequestMonitorFilter.java:43) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:162) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:96) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:226) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:311) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:231) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:47) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:53) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:202) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:96) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:490) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:139) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:92) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:74) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:357) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:451) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:66) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:853) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1587) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:49) at java.base/java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1128) at java.base/java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:628) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:61) at java.base/java.lang.Thread.run(Thread.java:834)
Suppressed
Error - array[empty]
TagContext
Error - array
1
Error - struct
COLUMN 0
ID CFQUERY
LINE 1
RAW_TRACE at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc
TYPE CFML
2
Error - struct
COLUMN 0
ID CFINVOKE
LINE 1
RAW_TRACE at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm
TYPE CFML
3
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm
TYPE CFML
4
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\index.cfm
TYPE CFML
Type com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException
SQLState 42000
Sql SELECT cc.alias,c.created_date,c.start_date,c.alias,c.content_url,c.title FROM cuwd_content c,cuwd_content_to_category ctc,cuwd_categories cc WHERE ctc.catid = 3 AND cc.catid = ctc.catid AND c.cid = ctc.cid AND c.created_date > {ts '2014-10-23 11:47:00'} AND c.cid != 51 AND c.post_type = 'linked' AND c.display = 'y' AND c.status = 'Published' AND (c.start_date <= '{ts '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR {ts '2020-07-03 19:40:28'} >= c.start_date AND (c.start_date IS NULL OR {ts '2020-07-03 19:40:28'} >= c.start_date AND (c.expire_date IS NULL OR {ts '2020-07-03 19:40:28'} <= c.expire_date))) ORDER BY c.created_date LIMIT 1
StackTrace coldfusion.tagext.sql.QueryTag$DatabaseQueryException: Error Executing Database Query. at coldfusion.tagext.sql.QueryTag.startQueryExecution(QueryTag.java:894) at coldfusion.tagext.sql.QueryTag.doEndTag(QueryTag.java:794) at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:553) at coldfusion.filter.SilentFilter.invoke(SilentFilter.java:47) at coldfusion.runtime.UDFMethod$ReturnTypeFilter.invoke(UDFMethod.java:484) at coldfusion.runtime.UDFMethod$ArgumentCollectionFilter.invoke(UDFMethod.java:447) at coldfusion.filter.FunctionAccessFilter.invoke(FunctionAccessFilter.java:95) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:398) at coldfusion.runtime.UDFMethod.runFilterChain(UDFMethod.java:371) at coldfusion.runtime.UDFMethod.invoke(UDFMethod.java:597) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:835) at coldfusion.runtime.TemplateProxy.invoke(TemplateProxy.java:641) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3506) at coldfusion.runtime.CfJspPage._invoke(CfJspPage.java:3481) at coldfusion.tagext.lang.InvokeTag.doEndTag(InvokeTag.java:472) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4287) at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.runtime.CfJspPage._emptyTcfTag(CfJspPage.java:4286) at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1) at coldfusion.runtime.CfJspPage.invoke(CfJspPage.java:262) at coldfusion.tagext.lang.IncludeTag.handlePageInvoke(IncludeTag.java:735) at coldfusion.tagext.lang.IncludeTag.doStartTag(IncludeTag.java:565) at coldfusion.filter.CfincludeFilter.invoke(CfincludeFilter.java:65) at coldfusion.filter.ApplicationFilter.invoke(ApplicationFilter.java:557) at coldfusion.filter.RequestMonitorFilter.invoke(RequestMonitorFilter.java:43) at coldfusion.filter.MonitoringFilter.invoke(MonitoringFilter.java:40) at coldfusion.filter.PathFilter.invoke(PathFilter.java:162) at coldfusion.filter.IpFilter.invoke(IpFilter.java:45) at coldfusion.filter.ExceptionFilter.invoke(ExceptionFilter.java:96) at coldfusion.filter.ClientScopePersistenceFilter.invoke(ClientScopePersistenceFilter.java:28) at coldfusion.filter.BrowserFilter.invoke(BrowserFilter.java:38) at coldfusion.filter.NoCacheFilter.invoke(NoCacheFilter.java:60) at coldfusion.filter.GlobalsFilter.invoke(GlobalsFilter.java:38) at coldfusion.filter.DatasourceFilter.invoke(DatasourceFilter.java:22) at coldfusion.filter.CachingFilter.invoke(CachingFilter.java:62) at coldfusion.CfmServlet.service(CfmServlet.java:226) at coldfusion.bootstrap.BootstrapServlet.service(BootstrapServlet.java:311) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:231) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at coldfusion.monitor.event.MonitoringServletFilter.doFilter(MonitoringServletFilter.java:46) at coldfusion.bootstrap.BootstrapFilter.doFilter(BootstrapFilter.java:47) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.tomcat.websocket.server.WsFilter.doFilter(WsFilter.java:53) at org.apache.catalina.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:193) at org.apache.catalina.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:166) at org.apache.catalina.core.StandardWrapperValve.invoke(StandardWrapperValve.java:202) at org.apache.catalina.core.StandardContextValve.invoke(StandardContextValve.java:96) at org.apache.catalina.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:490) at org.apache.catalina.core.StandardHostValve.invoke(StandardHostValve.java:139) at org.apache.catalina.valves.ErrorReportValve.invoke(ErrorReportValve.java:92) at org.apache.catalina.core.StandardEngineValve.invoke(StandardEngineValve.java:74) at org.apache.catalina.connector.CoyoteAdapter.service(CoyoteAdapter.java:357) at org.apache.coyote.ajp.AjpProcessor.service(AjpProcessor.java:451) at org.apache.coyote.AbstractProcessorLight.process(AbstractProcessorLight.java:66) at org.apache.coyote.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:853) at org.apache.tomcat.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1587) at org.apache.tomcat.util.net.SocketProcessorBase.run(SocketProcessorBase.java:49) at java.base/java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1128) at java.base/java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:628) at org.apache.tomcat.util.threads.TaskThread$WrappingRunnable.run(TaskThread.java:61) at java.base/java.lang.Thread.run(Thread.java:834) Caused by: com.mysql.jdbc.exceptions.jdbc4.MySQLSyntaxErrorException: You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1 at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance0(Native Method) at java.base/jdk.internal.reflect.NativeConstructorAccessorImpl.newInstance(NativeConstructorAccessorImpl.java:62) at java.base/jdk.internal.reflect.DelegatingConstructorAccessorImpl.newInstance(DelegatingConstructorAccessorImpl.java:45) at java.base/java.lang.reflect.Constructor.newInstance(Constructor.java:490) at com.mysql.jdbc.Util.handleNewInstance(Util.java:404) at com.mysql.jdbc.Util.getInstance(Util.java:387) at com.mysql.jdbc.SQLError.createSQLException(SQLError.java:939) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3878) at com.mysql.jdbc.MysqlIO.checkErrorPacket(MysqlIO.java:3814) at com.mysql.jdbc.MysqlIO.sendCommand(MysqlIO.java:2478) at com.mysql.jdbc.MysqlIO.sqlQueryDirect(MysqlIO.java:2625) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2547) at com.mysql.jdbc.ConnectionImpl.execSQL(ConnectionImpl.java:2505) at com.mysql.jdbc.StatementImpl.executeInternal(StatementImpl.java:840) at com.mysql.jdbc.StatementImpl.execute(StatementImpl.java:928) at coldfusion.server.j2ee.sql.JRunStatement.execute(JRunStatement.java:359) at coldfusion.sql.Executive.executeQuery(Executive.java:1567) at coldfusion.sql.Executive.executeQuery(Executive.java:1317) at coldfusion.sql.Executive.executeQuery(Executive.java:1247) at coldfusion.sql.SqlImpl.execute(SqlImpl.java:427) at coldfusion.tagext.sql.QueryTag.executeQuery(QueryTag.java:1211) at coldfusion.tagext.sql.QueryTag.startQueryExecution(QueryTag.java:841) ... 70 more
Suppressed
Error - array[empty]
TagContext
Error - array
1
Error - struct
COLUMN 0
ID CFQUERY
LINE 1
RAW_TRACE at cffunctions2ecfc1920561524$funcGET_PREV_POST.runFunction(C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\functions.cfc
TYPE CFML
2
Error - struct
COLUMN 0
ID CFINVOKE
LINE 1
RAW_TRACE at cfnavigation_prev_next_post2ecfm1238164707.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\navigation\navigation_prev_next_post.cfm
TYPE CFML
3
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfpost2ecfm1665657854.runPage(C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\site_theme\post.cfm
TYPE CFML
4
Error - struct
COLUMN 0
ID CFINCLUDE
LINE 1
RAW_TRACE at cfindex2ecfm330623847.runPage(C:\home\creditunionwebdesign.com\wwwroot\index.cfm:1)
TEMPLATE C:\home\creditunionwebdesign.com\wwwroot\index.cfm
TYPE CFML
Type Database
queryError You have an error in your SQL syntax; check the manual that corresponds to your MySQL server version for the right syntax to use near '2020-07-03 19:40:28'}' OR c.start_date IS NULL) AND (c.start_date IS NULL OR '20' at line 1
where [empty string]
FORM - struct [empty]
URL - struct
p is-your-website-regulatory-compliant/
SESSION - struct
sessionid E44056B4B4F2E80CA190B5CFF7868B4D.cfusion
time_zone MST
urltoken CFID=2513380&CFTOKEN=48e8b3ac7641b20c-EAD06E52-90E2-972D-9F21245AF05D550D&jsessionid=E44056B4B4F2E80CA190B5CFF7868B4D.cfusion